cash
Dec 1 2018
Five Tips for Saving

The ugly truth is that most people don’t know how to save money. Yes, you heard me right. While some people are having a challenging time trying to save their money, others are doing it as a hobby. It is so hard to believe.

If you are in that group of people that spend every coin that they have before the month comes to an end, then you need the same energy. When you decide to become serious, saving is not hard, and it’s a skill that you can master in the blink of an eye. Presented below are some tips that will help you to start saving money and get financial freedom.

savingsBudget

A huge fraction of the population like to spend their money without planning. If you want to save properly within a short period, then you can take advantage of mobile apps to create a budget without much struggle. Ensure that you stick to your budget and you will be surprised at the amount of money you will save.

Cook at Home

Popping into your favorite eatery to buy one of your delicious meals on your lunch break might seem convenient but it will burn a hole your pocket in the long run. Preparing food at home will save you both time and money while cooking at home trying to get your supplies once a week and avoid expensive outlets.

Pay in Advance

You have bills or necessities that you have to buy each month. Paying for them in advance will give you the chance to budget without much stress. If you travel constantly, then you should consider getting yourself a travel card. For expenses like bills and rent, get a direct debit card so that the money is immediately deducted when it lands into your account. This will give you a clear picture of what you have to work with for the month.

Side Step Parties

Some people won’t agree with you when you tell them that visiting clubs and parties frequently is a waste of cash. Think about it. If you go out with five friends, then you might have to part with $10 for their entry and almost the same amount for drinks. Before you know it, you will have spent over $100. Another reason why you have to try to keep away from the party or club life is that you make it easier for the organizers or promoters to get richer. Why make someone else rich when you can use that opportunity to enrich yourself?

clothing storeAvoid Impulsive Buying

Have you ever gone to the shop to buy a single item and come out with five items?
Most people can identify with impulsive buying. A great way to kick that habit is staying away from the shops. Buy all your supplies once a week and then put aside some cash to buy everything that you need once. When you frequently visit the shops, you will overspend without even knowing.

Apart from adults, kids are also encouraged to start saving at an early age. Banks have accounted for kids to start saving their cash at a tender age.

Carol Brown 0 Comments
cash
Nov 26 2018
Things to Avoid When Borrowing Unsecured Personal Loans

Borrowing unsecured personal loans from an online lending company is also called taking a signature loan. The loan is always approved depending on your creditworthiness. Therefore, you are not obligated to present any collateral loan security. The higher your credit ratings, the more the chances of securing a loan become. It is important for every borrower to understand the specific qualifications that creditors require. It is also important to apprehend some of the key things to avoid when taking out unsecured personal loans. Keep reading to make the right financial decisions in the future.

Do not Borrow More than you Need

Most people die financially because of making commitments that they are not in a position to put up with. You should understand that lenders look for those people who have a good credit history. Most of them take advantage of that and tend to lure you into making a larger amount because they know you will still pay. In such cases, they tend to spread the payment period long enough for their gain. It is important to weight the amount of money you require before borrowing. Most lenders are after making more interests from you. Therefore, be vigilant enough by defining your goals. Always apply for a loan that you can pay.

Interest Rate

Always insist on refunding at the fixed interest rate. Make your eyes are still open for any word variable. Always reject loans that may not provide you with a fixed and reasonable interest rate. Variable interest rates keep increasing from time to time thus making a lot of money from the bank. Make sure you compare the interest rate of the unsecured loan to that of the secured loan.

Reject Cashback

Always keep your eyes open on sale gimmicks. Lenders normally have products that they need to sell so they will take all chances to get you to their add-ons on their loans. Always reject cashback plan and the holiday payments. And when your loan is offering a “cashback” may be more expensive. If you want to embark on paying the loan off early, you may end up losing the cashback.

Hidden Terms

Watch out for any additional terms that most lenders like sneaky peeking into your loan contract. Always seek clarity by asking if particular terms must be met in cases where are on a late payment plan. If you are late on a payment, make sure you apprehend every default on loan. Before you choose to apply for the loan, make sure you understand the costs might be associated with payment protection insurance, penalty, and collection fees.

Do not Trust too much

No matter how nice the tellers are, don’t trust your bank to be watching out for your best interests. Your bank is least likely to offer you the best loan deal. They are in business to sell expensive banking products to their existing account holders. Shop around for the best deal. If you bank in more than one institution, you may be able to leverage that to get a good deal from at least one of the lenders.

contract signingDo not Overlook Policies

Make sure you read the terms and privacy policies before applying for a given unsecured or applying for a personal loan. Some lending and financial institutions try to sell all your credentials to other lenders when they happen to reject your application.

Carol Brown 0 Comments
working
Aug 22 2018
Duties of the financial SEO advisors

There are so many duties that the financial SEO advisors play in ensuring that the financial advisors get the best when it comes to social media. When working with the financial SEO advisor it will be less time-consuming, and it’s also affordable because they will be coming up with ways that will ensure your business make more profit than usual. Financial SEO advisors have come up with ways that will benefit each person because they know that all financial advisors are different and they will require different services too. Continue reading to understand some of the duties that the financial SEO advisor has.

Duties

Web designing

seoTo market your product or services that you offer on social media as a financial advisor then you will need a website. The financial SEO advisor will come up with ways that they will uniquely design the website to get traffic on your website.

The more the traffic on your website the more people will be requesting for your services and this will increase the sales rate making more profit. You will get the chance to work hand in hand with the financial SEO advisor giving you a good experience knowing how to manage the website when the SEO is not around.

Auditing services

After the financial advisor has come up with the website, they will not leave it there. They will go head and access the overall performance of the website. The main aim of the audit is so that they know if there are ways that they can use to create more opportunity and deal with problems before they even occur. If you don’t get the auditing, the website might not be in use because once the financial SEO advisor walks out the door, then the website might start having issues that you wouldn’t know how to handle them.

They compel a keyword

keywordThe keyword plays a vital role in ensuring that the website works. The financial SEO advisor duty will be coming up with a keyword that ensures the success of the company.

They are so many tools that can be used to come up with the best keyword, and the financial SEO advisor will know the best one that he/she can use to get the best keyword and one that is unique. The financial SEO  advisor will include you in the making of the keyword because it’s your business and the maybe there are some words that you want to be included in the keyword.

 

Carol Brown 0 Comments